Watch: how home loans actually work | Fetti Financial Services

Say you locked your rate. Then your closing date slipped.

Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.

Buying a home Refinance

You pay someone every month. An underwriter may see a debt you didn't list.

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Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.

First-time buyers Refinance

Myth: your credit report is always right.

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Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.

Buying a home First-time buyers

Three offers, three different looks? There's one form that lines them up.

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Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.

First-time buyers Buying a home

That new overtime money? Your lender may not count it yet.

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Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.

DSCR / rentals Rental property

Say you're eyeing a rental. Some loans look at its rent, not your paycheck.

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Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.

Down payment help First-time buyers

Saving your down payment in cash at home? Read this first.

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Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.

First-time buyers Buying a home

Does your phone bill count against you on a home loan? Usually not.

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Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.

First-time buyers Buying a home

You've paid rent on time for years. Your credit score has no idea.

See what you qualify for

Educational content, not a commitment to lend. Fetti Financial Services LLC · NMLS #2267023 · Loans made or arranged pursuant to a California Financing Law license #60DBO-153798. Equal Housing Opportunity.