Lender & broker · Fetti Financial Services LLC · NMLS #2267023
Rental property loans give buy-and-hold investors in the U.S. long-term, fixed financing built around the property's cash flow. From a single rental to a small portfolio, we structure it to qualify on the asset and keep your rates competitive for the long run.
See what you qualify for in the U.S.
2 minutes · no credit impact · a specialist follows up fast.
Why borrowers in the U.S. choose Fetti for rental property loans Single-family to small multifamily Portfolio and blanket options Competitive 30-year terms NMLS #2267023 Licensed Mortgage Lender Equal Housing OpportunityCA #60DBO-153798 · FL #MBR7286 · MI #FL0024463 What you'll need • Property address and rent in the U.S. • Credit score (typically 660+) • Down payment / equity (often 20–25%) • LLC if you're closing in an entity How it works Tell us about your deal. 2 minutes, no credit impact. We match you to the right rental property loans structure for the U.S.. A specialist reaches out fast with your options. Close and fund your deal. Rental Property Loans in the U.S. — FAQ Can I finance multiple rentals in the U.S.? Yes — from one property to a portfolio. We offer per-property and blanket/portfolio structures depending on your goals.
Do rental loans use my personal income? Most qualify on the property's rent (DSCR), not your personal income — so they scale as you build your portfolio.
What down payment do I need? Typically 20–25% for a purchase, depending on the property and your credit. We'll quote your exact deal quickly.
Get pre-qualified → No impact to your credit to get started.
Fetti Financial Services LLC · NMLS #2267023. A licensed mortgage lender and broker. State licenses: California DFPI Financing Law License #60DBO-153798 · Florida Mortgage Broker License #MBR7286 · Michigan 1st Mortgage Broker/Lender License #FL0024463. Owner-occupied residential mortgage loans in Florida, Michigan, and California. Investment and business-purpose loans (DSCR, fix & flip, bridge, hard money, and business loans) are available in all 50 states. Equal Housing Opportunity. This is an advertisement, not a commitment to lend; all loans are subject to credit approval and program guidelines.