Fetti Financial Services
We Do Money…
Fetti Financial Services
We Do Money…
Self-employed, commissioned, investing, or buying your first place. If your income doesn't fit a template, that's exactly what we're built for — and we'll tell you where you stand in about two minutes.
Two minutes · No credit pull · No obligation|Home loans in CA, FL & MI · Investment & business lending in all 50 states
We do money.
Pick the shape that looks like your income. We'll start the file from there — two minutes, no credit pull.
Not on this wall? It's on ours.
Most lending starts with a template and asks you to match it. We start with how you actually earn, then match a program to that.
Buy or refinance the home you live in. Conventional, FHA & VA.
Financing engineered for serious real-estate investors.
Capital to start, run, and scale your business.
Plain-English guides to what a lender is really looking at, before you apply.
A tax return is a tax document. It was never built to show what you earn. So we stopped asking it to.
A licensed lender. Fully licensed and regulated in every state we lend in, and built for the way you actually earn. Owner-occupied home loans in California, Florida and Michigan. Investment and business-purpose lending in all fifty. Start in two minutes, with no impact on your credit.
NMLS #2267023 · CA #60DBO-153798 · FL #MBR7286 · MI #FL0024463
Two minutes. No credit pull, and no documents to dig up yet.
Someone licensed looks at your actual situation before anyone asks you for a single statement.
You get a straight answer either way, and we will tell you which way it is.
We're built for the way people actually earn (NMLS #2267023) — first-time buyers, self-employed, commissioned, investors, and income that does not arrive on two W-2s. We have programs that qualify you on bank deposits, on a property's rent, or on a full-doc file, and we start from your scenario rather than asking you to fit one. All loans are subject to credit approval and program guidelines.
Yes — for a lot of buyers, that's the easiest part to solve. Between FHA (3.5% down), VA and USDA ($0 down if you're eligible), and down payment assistance programs from state, county, and national sources, we can often cover most or all of your down payment and closing costs. Eligibility and terms vary by program — we'll show you exactly what you qualify for in a 2-minute chat, no credit impact.
No. Pre-qualifying takes about two minutes with no hard credit pull. We only move forward when you're ready.
It depends on the loan, but we move fast. Bridge and hard-money options can close in days, and we keep you posted at every step. All loans are subject to credit approval and program guidelines.
Investment and business-purpose loans — DSCR, fix & flip, bridge, hard money, and business loans — are available nationwide, in all 50 states. Owner-occupied home loans are available in Florida, Michigan, and California. Not sure we cover your scenario? Start in two minutes and we'll tell you exactly what we can do.
Just a couple minutes and a few basics about your goal. No documents required to pre-qualify. A specialist tells you exactly what's needed for your scenario.
100%. Pre-qualifying costs nothing, doesn't impact your credit, and comes with zero pressure. Wise money moves only.
Fully licensed and regulated — and built for the way you actually earn. Start in two minutes, no credit impact.
