Refinancing in Florida can lower your monthly payment, shorten your term, or turn your home's equity into cash for renovations, debt payoff, or your next investment. Fetti is a nonbank lender that gets rate-and-term and cash-out refinances done — including the ones banks turn down.
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Why borrowers in Florida choose Fetti for refinance & cash-out loans
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We match you to the right refinance & cash-out loans structure for Florida.
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Refinance & Cash-Out Loans in Florida — FAQ
How much equity do I need to refinance in Florida?
Rate-and-term refinances can work with limited equity; cash-out typically needs you to keep ~20% equity after the new loan. We'll run your numbers and show what you'd net.
Is now a good time to refinance?
It depends on your current rate, how long you'll keep the home, and your goal (lower payment vs. cash out). We'll show the break-even in plain numbers — no pressure.
Can I take cash out to buy an investment property?
Yes. A cash-out refinance on your primary home is a common way to fund a down payment on a rental or flip. We do both sides under one roof.
