Hard money loans in California are asset-based: approvals hinge on the property and the deal, not stacks of paperwork. When a bank is too slow, hard money closes in days so you don't lose the opportunity — for purchases, refinances, or cash-out on investment property.
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Why borrowers in California choose Fetti for hard money loans
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Hard Money Loans in California — FAQ
How fast can a hard money loan close in California?
Frequently within a few days to two weeks, because approvals are driven by the asset and your equity rather than income docs.
What rates do hard money loans carry?
They're higher than conventional because they're short-term and fast — you're paying for speed and certainty. We'll show the real cost vs. the opportunity so it's an informed call.
What's a typical exit?
Sell the property, or refinance into a longer-term loan (like a DSCR) once it's stabilized. We can line up the takeout financing too.
