The down payment is the #1 thing that stops people from buying — and it's often the easiest to solve. Fetti Financial Services helps buyers in Michigan tap down payment assistance programs — from your state housing agency (like CalHFA, Florida Housing, or MSHDA), your county, and national programs — that can cover most or all of your down payment and closing costs, paired with an FHA or conventional loan. A low or zero down payment isn't a weakness here; it's a program fit.
See what you qualify for in Michigan
2 minutes · no credit impact · a specialist follows up fast.
Why borrowers in Michigan choose Fetti for down payment assistance
Cover most or all of your down payment + closing costs
Grants, forgivable seconds, or deferred assistance
Pairs with FHA (3.5% down) and conventional (3% down)
We help you find the programs you actually qualify for
•The area or price range you're buying in Michigan
How it works
Tell us about your deal. 2 minutes, no credit impact.
We match you to the right down payment assistance structure for Michigan.
A specialist reaches out fast with your options.
Close and fund your deal.
Down Payment Assistance in Michigan — FAQ
How much of my down payment can assistance cover in Michigan?
Depending on the program and your eligibility, assistance can cover most or all of your down payment plus a chunk of your closing costs. Programs, amounts, and terms vary by state and county — we'll show you the ones you actually qualify for.
Do I have to pay down payment assistance back?
It depends on the program. Some assistance is a grant you never repay; some is a second loan that's forgiven over a few years; and some is deferred — you repay it only when you sell or refinance. We'll explain exactly how each option you qualify for works before you commit.
Is down payment assistance only for first-time buyers?
Often, but not always. Some programs define a 'first-time buyer' as anyone who hasn't owned a home in the last three years, and others are open to repeat buyers or specific professions like teachers, first responders, and veterans. We'll check what fits you.
