SBA 7(a) and 504 loans help small businesses in the U.S. buy owner-occupied commercial real estate, acquire a business, or fund growth — with low down payments and long repayment terms that protect your cash flow. We help you navigate the process so it doesn't stall.
See what you qualify for in the U.S.
2 minutes · no credit impact · a specialist follows up fast.
Why borrowers in the U.S. choose Fetti for sba loans
Low down payment (often 10%)
Long repayment terms
Owner-occupied commercial real estate
Business acquisition financing
Licensee
NMLS #2267023
Licensed mortgage lender & broker
CA #60DBO-153798 · FL #MBR7286 · MI #FL0024463
Fair housing
Equal Housing Opportunity
What you'll need
•Business financials and tax returns
•Use of funds (RE, acquisition, growth)
•Owner-occupancy plan (51%+)
•Business / property in the U.S.
How it works
Tell us about your deal. 2 minutes, no credit impact.
We match you to the right sba loans structure for the U.S..
A specialist reaches out fast with your options.
Close and fund your deal.
SBA Loans in the U.S. — FAQ
How much down payment does an SBA loan need in the U.S.?
Often as little as 10% for owner-occupied real estate or acquisitions — far less than conventional commercial financing.
What can I use an SBA loan for?
Owner-occupied commercial real estate, business acquisition, equipment, and working capital. We'll confirm your use case qualifies.
How long does SBA take?
Longer than conventional — typically several weeks — but the low down payment and long terms are usually worth it. We keep it moving.
