Lender & broker · Fetti Financial Services LLC · NMLS #2267023
SBA Loans in California
SBA 7(a) and 504 loans help small businesses in California buy owner-occupied commercial real estate, acquire a business, or fund growth — with low down payments and long repayment terms that protect your cash flow. We help you navigate the process so it doesn't stall.
See what you qualify for in California
2 minutes · no credit impact · a specialist follows up fast.
Why borrowers in California choose Fetti for sba loans
What you'll need
- •Business financials and tax returns
- •Use of funds (RE, acquisition, growth)
- •Owner-occupancy plan (51%+)
- •Business / property in California
How it works
- Tell us about your deal. 2 minutes, no credit impact.
- We match you to the right sba loans structure for California.
- A specialist reaches out fast with your options.
- Close and fund your deal.
SBA Loans in California — FAQ
How much down payment does an SBA loan need in California?
Often as little as 10% for owner-occupied real estate or acquisitions — far less than conventional commercial financing.
What can I use an SBA loan for?
Owner-occupied commercial real estate, business acquisition, equipment, and working capital. We'll confirm your use case qualifies.
How long does SBA take?
Longer than conventional — typically several weeks — but the low down payment and long terms are usually worth it. We keep it moving.
No impact to your credit to get started.